The first line of defense to repair a bad credit report is to find your credit scores from the three tracking bureaus. CBS News has an article explaining some of key issues that define a credit score.
Check it out: Understanding your Credit Score
See Also: Equifax, TransUnion, and Experian on Wikipedia - My 3 Credit Scores
A bad credit history cannot be changed, but there are several steps you can take to improve the overall score. Experian has tips on how to check your current credit history, understand the data involved, and how to dispute invalid data.
Check it out: Bad Credit History Repair – Experian
See Also: Experian on Wikipedia – Get Excellent Credit
Learn how to identify credit scams. The FTC has a comprehensive guide on how to protect yourself from falling into a credit scam nightmare, and how to get out of one if you already fell victim. It covers topics such as:
Check it out: Credit Repair: How to Help Yourself – Federal Trade Commission
See Also: Get Excellent Credit - FTC on Wikipedia
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